Savills forecasts 22% rise in average house prices by 2030

📈 UK housing market momentum = opportunity for bridging lenders
According to Savills, average UK house prices are forecast to rise by 22% by 2030, adding around £80,000 to the current average home value.

While growth will be gradual—about 1% in 2025, 2% in 2026 and peaking at 5.5% in 2029—there’s a very clear upward trajectory.
For UK bridging lenders especially, this paints an interesting landscape:
As property values rise, loan-to-value ratios improve, reducing risk on bridging transactions.

Transaction volumes are forecast to remain stable (around 1.15 m in 2026 and 1.19 m by 2030) which means bridging specialists can continue to support structural, timing or acquisition-driven deals in a healthy market.

Regional variation means that lenders active outside London/the South East—where growth is projected at ~13.6%-17% by 2030—may benefit from stronger upside in areas such as the North East, North West, Scotland and Wales (projected ~28%).

At kennek, we support bridging lenders navigating exactly this kind of market environment. Our loan-management system is tailored for property finance: efficient deal origination, underwriting workflows, ongoing servicing, compliance and exit tracking.

➡️ What this means for you:
- Faster deal turnarounds to capture opportunities as market momentum builds
- Greater transparency and control over portfolios in a rising market
- Scalable infrastructure so you can grow your bridging book confidently
- Analytics and triggers to identify region-specific opportunities where value uplift is higher

If you’re a UK bridging lender – or looking to start bridging lending – now is a strong time to ensure your systems are agile, scalable and fit for a rising-housing market.

Let’s talk about how kennek can help you capitalise and scale.